We have compiled a list of questions we are asked often. All these questions are answered and kept updated. Looking for information you don’t see here? Use this search feature above to search this site. If you still can’t find the question, please reach out to us with a custom request. We will get back to you within a few hours and let you know if the information you are looking for is available, and how quickly we can get you the information. Remember you need to be a registered user to ask questions and to see the answers for the questions below. By working with registered users, we can make sure we are focusing our resources on those qualified individuals needing our help. Join the thousands of reporters already relying on our information and keep up with your competition!

CONSUMER CREDIT SCORES

1. What is the average U.S. consumer credit score?
2. What are the threshold U.S. credit scores?
3. What are the most important components of U.S. credit scores?
4. How do U.S. consumers raise credit scores?
5. How do U.S consumers rebuild credit scores?
6. What are the most popular sources for free daily credit scores?
7. Who are the major sources calculating credit scores?
8. What are the major types of credit scores?
9. Who processes credit report disputes?
10. What is the average interest rate for a U.S. secured credit card?
11. What is the average interest rate for a U.S. sub-prime credit card?
12. What is the average interest rate for a U.S. prime credit card?
13. What is the average interest rate for a U.S. super-prime credit card?
14. What is the annual fee for a U.S. secured credit card?
15. What is the average annual fee for a U.S. sub-prime credit card?
16. What is the average annual fee for a U.S. prime credit card?
17. What is the average annual fee for a U.S. super-prime credit card?
18. What is the average annual fee for a U.S. super-prime credit card?
19. What is the average application fee for a U.S. sub-prime credit card?

CONSUMER CREDIT CARD DEBT

1. How much do American totally owe on all credit cards?
2. What is the average American credit card balance?
3. How many Americans pay-off credit card balances each month?
4. How many Americans carry balances each month on their credit cards?
5. How many American pay-off some cards and carry balances on others?
6. What is the total credit limit on American credit cards?
7. What is the average credit limit for a U.S. secured credit card?
8. What is the average credit limit for a U.S. sub-prime credit card?
9. What is the average credit limit for a U.S. prime credit card?
10. What is the average credit limit for a U.S. super-prime credit card?
11. What is the average U.S. ratio of non-mortgage debt to household income?
12. What is the average U.S. ratio of non-mortgage debt service to household income?
13. How much do Americans totally owe on all non-mortgage debt?
14. What is the current rate of growth for U.S. credit card debt?
15. How many major credit cards does the average American carry?
16. How many retail (store, gas, etc) credit cards does the average American carry?

INTERNATIONAL CREDIT CARDS

AUSTRALIA CREDIT CARDS

1. How much do Australian consumers totally owe on credit cards?
2. How many total credit cards are issued to Australians?
3. What is the total credit limit for Australian credit cards?
4. How much do Australians totally charge monthly for purchases on credit cards?
5. What is average balance carried by Australians on credit cards?
6. What is average amount charged by Australians for purchases on credit cards?
7. Who are the top five issuers of Australian credit cards?
8. What are the five most popular credit cards issued in Australia?
9. What is the average interest rate charged for Australian credit cards?
10. What is the average interest rate charged for Australian credit cards?

U.K. CREDIT CARDS

1. How much do British consumers totally owe on credit cards?
2. How many total credit cards are issued to British consumers?
3. What is the total credit limit for British credit cards?
4. How much do British consumers totally charge monthly for purchases on credit cards?
5. What is average balance carried by British consumers on credit cards?
6. What is average amount charged by British consumers for purchases on credit cards?
7. Who are the top five issuers of British consumers credit cards?
8. What are the five most popular credit cards issued carried by British consumers?
9. What is the average interest rate charged to British consumers for credit cards?
10. What is the average interest rate charged to British consumers for credit cards?

CANADA CREDIT CARDS

1. How much do Canadians totally owe on credit cards?
2. How many total credit cards are issued to Canadians ?
3. What is the total credit limit for Canadian credit cards?
4. How much do Canadians totally charge monthly for purchases on credit cards?
5. What is average balance carried by Canadians on credit cards?
6. What is average amount charged by Canadians for purchases on credit cards?
7. Who are the top five issuers of Canadian credit cards?
8. What are the five most popular credit cards issued carried by Canadians?
9. What is the average interest rate charged to Canadians for credit cards?
10. What is the average interest rate charged to Canadians for credit cards?

CONSUMER CREDIT CARD PRICING

1. What is lowest credit card interest rate offered to U.S. consumers?
2. What is average credit card interest rate offered to U.S. consumers?
3. What is highest credit card interest rate offered to U.S. consumers?
4. What is the current U.S. prime interest rate used for setting credit card rates?
5. What is average spread over the prime rate offered to consumers for U.S. credit cards?
6. What is lowest prime rate spread over the prime rate offered to consumers for U.S. credit cards?
7. What is highest prime rate spread over the prime rate offered to consumers for U.S. credit cards?
8. What is the average cash advance interest rate offered to consumers for U.S. credit cards?
9. What is the average balance transfer fee offered to consumers for U.S. credit cards?
10. What is the average late payment fee offered to consumers for U.S. credit cards?
11. What is the average grace period offered to consumers for U.S. credit cards?
12. What is the payment due date and the closing date offered to consumers for U.S. credit cards?
13. What is the average annual fee offered to consumers for U.S. credit cards?
14. What is the highest annual fee offered to consumers for U.S. credit cards?
15. What is the average interest rate offered to consumers for U.S. general rewards credit cards?
16. What is the average interest rate offered to consumers for U.S. cash-back credit cards?
17. What is the average interest rate offered to consumers for U.S. travel rewards credit cards?
18. What is the average interest rate offered to consumers for U.S. credut union credit cards?
19. What is current U.S. credit card quarterly average interest rate offered by the 100 largest U.S. credit card issuers?
20. What is current U.S. credit card quarterly average interest rate charged by the 100 largest U.S. credit card issuers?

CONSUMER CREDIT CARD PERFORMANCE

1. How many U.S. consumers make late payments on their credit cards?
2. How many U.S. consumers are more than 30 days late on at least one of their credit card payments?
3. How many U.S. consumers are more than 60 days late on at least one of their credit card payments?
4. How many U.S. consumers are more than 90 days late on at least one of their credit card payments?
5. How many U.S. consumers stopped making payments on at least one of their credit card payments?
6. How many U.S. consumers are more than 30 days late on at least one of their credit card payments?
7. How many U.S. consumers are more than 60 days late on at least one of their credit card payments?
8. How many U.S. consumers are more than 90 days late on at least one of their credit card payments?
9. How many U.S. consumers stopped making payments on at least one of their credit card payments?
10. How many U.S. consumers file bankruptcy involving some of their credit card payments?

CONSUMER CREDIT CARD PREFERENCES

1. What are the three most popular credit cards carried by U.S. consumers?
2. What are the three most popular credit cards carried to U.S. consumers with credit scores between 550 and 660?
3. What are the three most popular credit cards carried to U.S. consumers with credit scores between 660 and 720?
4. What are the three most popular credit cards carried to U.S. consumers with credit scores between 720 and 760?
5. What are the three most popular credit cards carried to U.S. consumers with credit scores above 760?
6. What are the three most popular credit cards carried by U.S. consumers?
7. What are the three most popular general rewards credit cards carried by U.S. consumers?
8. What are the three most popular cash-back credit cards carried by U.S. consumers?
9. What are the three most popular travel rewards credit cards carried by U.S. consumers?
10. What are the three most popular credit union credit cards carried by U.S. consumers?
11. Which credit card brand is the most accepted?
12. Which credit card brands are the least accepted?

CREDIT CARD INDUSTRY STATISTICS

1. Who are the four major networks or brands of U.S. credit cards?
2. Who are the six largest issuers of general usage U.S. credit cards?
3. Who are the four largest issuers of U.S. Visa and Mastercards?

GLOBAL CARDS

1. What is current global payment card (credit + debit) quarterly gross dollar volume (GDV) for the four major U.S. credit card networks?
2. What is current global payment card (credit + debit) quarterly purchase dollar volume (PDV) for the four major U.S. credit card networks?
3. What is current global payment card (credit + debit) quarterly cards-in-force (CIF) for the four major U.S. credit card networks?
4. What is current U.S. payment card (credit + debit) quarterly gross dollar volume (GDV) for the four major U.S. credit card networks?
5. What is current U.S. payment card (credit + debit) quarterly purchase dollar volume (PDV) for the four major U.S. credit card networks?
6. What is current U.S. payment card (credit + debit) quarterly cards-in-force (CIF) for the four major U.S. credit card networks?
7. What is current U.S. payment card (credit + debit) quarterly marketshare (MS) for the four major U.S. credit card networks?
8. What is current global payment card (credit + debit) quarterly profit/loss (PL) for the four major U.S. credit card networks?
9. What is the current global payment card (credit + debit) quarterly purchase transactions (PTX) for Visa + Mastercard?
10. What is the current global payment card (credit + debit) quarterly cross-border transactions for Visa + Mastercard?
11. What is the current global payment card (credit + debit) quarterly processed transactions for Visa + Mastercard?

U.S. CARDS

1. What is the current U.S. payment card (credit + debit) quarterly gross dollar volume (GDV) for Visa + Mastercard?
2. What is the current U.S. payment card (credit + debit) quarterly purchase dollar volume (PDV) for Visa + Mastercard?
3. What is the current U.S. payment card (credit + debit) quarterly cash dollar volume (CDV) for Visa + Mastercard?
4. What is the current U.S. payment card (credit + debit) quarterly gross accounts (GAC) for Visa + Mastercard?
5. What is the current U.S. payment card (credit + debit) quarterly cards-in-force (CIF) for Visa + Mastercard?
6. What is the current U.S. payment card (credit + debit) quarterly gross transactions (GTX) for Visa + Mastercard?
7. What is the current U.S. payment card (credit + debit) quarterly purchase transactions (PTX) for Visa + Mastercard?
8. What is the current U.S. payment card (credit + debit) quarterly cash transactions (CTX) for Visa + Mastercard?

INTERNATIONAL CARDS

1. What is the current international payment card (credit + debit) quarterly gross dollar volume (GDV) for Visa + Mastercard?
2. What is the current international payment card (credit + debit) quarterly purchase dollar volume (PDV) for Visa + Mastercard?
3. What is the current international payment card (credit + debit) quarterly cash dollar volume (CDV) for Visa + Mastercard?
4. What is the current international payment card (credit + debit) quarterly gross accounts (GAC) for Visa + Mastercard?
5. What is the current international payment card (credit + debit) quarterly cards-in-force (CIF) for Visa + Mastercard?
6. What is the current international payment card (credit + debit) quarterly gross transactions (GTX) for Visa + Mastercard?
7. What is the current international payment card (credit + debit) quarterly purchase transactions (PTX) for Visa + Mastercard?
8. What is the current international payment card (credit + debit) quarterly cash transactions (CTX) for Visa + Mastercard?

CANADA CARDS

1. What is the current Canada payment card (credit + debit) quarterly gross dollar volume (GDV) for Visa + Mastercard?
2. What is the current Canada payment card (credit + debit) quarterly purchase dollar volume (PDV) for Visa + Mastercard?
3. What is the current Canada payment card (credit + debit) quarterly cash dollar volume (CDV) for Visa + Mastercard?
4. What is the current Canada payment card (credit + debit) quarterly gross accounts (GAC) for Visa + Mastercard?
5. What is the current Canada payment card (credit + debit) quarterly cards-in-force (CIF) for Visa + Mastercard?
6. What is the current Canada payment card (credit + debit) quarterly gross transactions (GTX) for Visa + Mastercard?
7. What is the current Canada payment card (credit + debit) quarterly purchase transactions (PTX) for Visa + Mastercard?
8. What is the current Canada payment card (credit + debit) quarterly cash transactions (CTX) for Visa + Mastercard?

LATIN AMERICA CARDS

1. What is the current Latin America Caribbean (LAC) payment card (credit + debit) quarterly gross dollar volume (GDV) for Visa + Mastercard?
2. What is the current Latin America Caribbean (LAC) payment card (credit + debit) quarterly purchase dollar volume (PDV) for Visa + Mastercard?
3. What is the current Latin America Caribbean (LAC) payment card (credit + debit) quarterly cash dollar volume (CDV) for Visa + Mastercard?
4. What is the current Latin America Caribbean (LAC) payment card (credit + debit) quarterly gross accounts (GAC) for Visa + Mastercard?
5. What is the current Latin America Caribbean (LAC) payment card (credit + debit) quarterly cards-in-force (CIF) for Visa + Mastercard?
6. What is the current Latin America Caribbean (LAC) payment card (credit + debit) quarterly gross transactions (GTX) for Visa + Mastercard?
7. What is the current Latin America Caribbean (LAC) payment card (credit + debit) quarterly purchase transactions (PTX) for Visa + Mastercard?
8. What is the current Latin America Caribbean (LAC) payment card (credit + debit) quarterly cash transactions (CTX) for Visa + Mastercard?

EUROPE CARDS

1. What is the current Europe payment card (credit + debit) quarterly gross dollar volume (GDV) for Visa + Mastercard?
2. What is the current Europe payment card (credit + debit) quarterly purchase dollar volume (PDV) for Visa + Mastercard?
3. What is the current Europe payment card (credit + debit) quarterly cash dollar volume (CDV) for Visa + Mastercard?
4. What is the current Europe payment card (credit + debit) quarterly gross accounts (GAC) for Visa + Mastercard?
5. What is the current Europe payment card (credit + debit) quarterly cards-in-force (CIF) for Visa + Mastercard?
6. What is the current Europe payment card (credit + debit) quarterly gross transactions (GTX) for Visa + Mastercard?
7. What is the current Europe payment card (credit + debit) quarterly purchase transactions (PTX) for Visa + Mastercard?
8. What is the current Europe payment card (credit + debit) quarterly cash transactions (CTX) for Visa + Mastercard?

U.S. CREDIT CARDS

1. What is current U.S. credit card quarterly gross dollar volume (GDV) for the six largest U.S. credit card issuers?
2. What is current U.S. credit card quarterly purchase dollar volume (PDV) for the six largest U.S. credit card issuers?
3. What is current U.S. credit card quarterly outstandings for the six largest U.S. credit card issuers?
4. What is current U.S. credit card quarterly gross accounts (GAC) for the six largest U.S. credit card issuers?
5. What is current U.S. credit card quarterly active accounts for the six largest U.S. credit card issuers
6. What is current U.S. credit card quarterly active cards-in-force (CIF) for the six largest U.S. credit card issuers?
7. What is current U.S. credit card quarterly average 30+ day delinquency rate for the six largest U.S. credit card issuers?
8. What is current U.S. credit card quarterly average 90+ day delinquency rate for the six largest U.S. credit card issuers?
9. What is current U.S. credit card quarterly average charge-off rate for the six largest U.S. credit card issuers?
10. What is current U.S. credit card quarterly average portfolio yield for the six largest U.S. credit card issuers?
11. What is current U.S. credit card quarterly marketshare, based on outstandings, for the six largest U.S. credit card issuers?
12. What is current U.S. credit card quarterly profit/loss (P/L) for the six largest U.S. credit card issuers?
13. What is current U.S. credit card quarterly gross dollar volume (GDV) for the four largest U.S. Visa and Mastercard credit card issuers?
14. What is current U.S. credit card quarterly purchase dollar volume (PDV) for the four largest U.S. Visa and Mastercard credit card issuers?
15. What is current U.S. credit card quarterly outstandings for the four largest U.S. Visa and Mastercard credit card issuers?
16. What is current U.S. credit card quarterly gross accounts (GAC) for the four largest U.S. Visa and Mastercard credit card issuers?
17. What is current U.S. credit card quarterly active accounts for the four largest U.S. Visa and Mastercard credit card issuers?
18. What is current U.S. credit card quarterly active cards-in-force (CIF) for the four largest U.S. Visa and Mastercard credit card issuers?
19. What is current U.S. credit card quarterly average 30+ day delinquency rate for the four largest U.S. Visa and Mastercard credit card issuers?
20. What is current U.S. credit card quarterly average 90+ day delinquency rate for the four largest U.S. Visa and Mastercard credit card issuers?
21. What is current U.S. credit card quarterly average charge-off rate for the four largest U.S. Visa and Mastercard credit card issuers?
22. What is current U.S. credit card quarterly average portfolio yield for the four largest U.S. Visa and Mastercard credit card issuers?
23. What is current U.S. credit card quarterly marketshare, based on outstandings, for the four largest U.S. Visa and Mastercard credit card issuers?
24. What is current U.S. credit card quarterly profit/loss (P/L) for the four largest U.S. Visa and Mastercard credit card issuers?
25. What is current U.S. credit card quarterly average 30+ day delinquency rate for the 100 largest U.S. credit card issuers?
26. What is current U.S. credit card quarterly average charge-off rate for the 100 largest U.S. credit card issuers?